Sadly taxis in South Africa are notorious and are perceived as being a menace on the roads and it is a surprise to note that there are companies in South Africa that cover this type of insurance, backing the industry every inch of the way.
It is a relief to know that taxi drivers are now eligible for taxi insurance should their mode of transport be incapacitated in an accident or should their livelihood stop due to theft, and importantly, should you be involved in an accident where the taxi is the party responsible for these mishap; it is therefore reassuring to know that you would then be covered.
There are certain underwriters that have been specifically established to underwrite for the taxi industry since 1991, playing an important role in the business insurance industry.
Tax and minibus insurance has been around for the past eighteen years and has built a solid track record guaranteeing excellent products and good management to ensure that the claim turnaround is both excellent and reliable.
Outstanding taxi insurance products that are available are designed specifically to service the minibus industry: they include cover designed for minibus accidents, hijacking incidents and also theft.
Important, too is passenger insurance should you, the taxi owner and or driver be sued for any further damages incurred over and above road accident claim payouts. Look for taxi insurance underwriters that will provide you with third party liability, extended cover, personal accident cover and passenger liability.
When looking for the best taxi insurance, look for a brokerage that has a history of understanding the taxi industry, and one that is both committed and interested in the growth of this industry.
A company that takes all the needs and individual requirements of both operators and drivers of minibus taxis in South Africa is the one you should be aiming for. |
